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	<title>Comments on: GOP Debate - Good Format, Nice Discussions, Definate Losers, No Clear Winner</title>
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	<pubDate>Sun, 23 Nov 2008 20:42:16 +0000</pubDate>
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		<title>By: HappyHorse</title>
		<link>http://www.webloggin.com/gop-debate-good-format-nice-discussions-definate-losers-no-clear-winner/#comment-155854</link>
		<dc:creator>HappyHorse</dc:creator>
		<pubDate>Tue, 08 Jan 2008 16:08:51 +0000</pubDate>
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		<description>You know, if you are going to criticize HSAs publicly, you ought to at least know your very basic HSA facts.  With a Health Savings Account, if-you-do-not-spend-it-you-keep-it.  It is your money in your account.  You have confused HSAs with FSAs, where if you don't spend it you lose the money.  FSAs have the use-it-or-lose-it-rule, and you cannot invest your FSA money.

With an HSA you get the interest in the account and you can invest your balance in stocks, bonds or mutual funds, any investment that is IRA qualified.

So, please correct the post above.</description>
		<content:encoded><![CDATA[<p>You know, if you are going to criticize HSAs publicly, you ought to at least know your very basic HSA facts.  With a Health Savings Account, if-you-do-not-spend-it-you-keep-it.  It is your money in your account.  You have confused HSAs with FSAs, where if you don&#8217;t spend it you lose the money.  FSAs have the use-it-or-lose-it-rule, and you cannot invest your FSA money.</p>
<p>With an HSA you get the interest in the account and you can invest your balance in stocks, bonds or mutual funds, any investment that is IRA qualified.</p>
<p>So, please correct the post above.</p>
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